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Wedding Insurance

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call Tripp & Associates Insurance Agency today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Location

Tripp & Associates Insurance Agency

406 E Winona Avenue
Warsaw, IN 46580
Main office: 574-269-3500
Toll free: 800-407-4247
Fax: 574-269-4363

Our Providers

Testimonials

We have been very happy with the staff at Tripp & Associates. They have always been very courteous and helpful when we have had questions.

Frank & Deb Sapper
Your staff is very courteous, helpful and prompt. I really appreciate your agency.

Chris & Lisa Reed
After my first visit, they knew me by name and were very helpful in filing bills and answering questions.

Ronald & Deborah Hudson
I was very pleased with how quickly and hassle-free everything was handled.

Gene & Sue Swank
Whenever we called we never felt that we were being a pest. The staff was always willing to help.

Gary & Bonnie Nieter
All of the staff conducted themselves in a manner that indicated that they wanted to help. I've been with your agency for over 20 years now and I've been nothing but satisfied the whole time.

Jonathan Scripture
The staff is always courteous, helpful and very knowledgeable.

George & Martha Klinger
The staff was very courteous and helpful. The claims adjuster was courteous and prompt. The insurance agent was very helpful and called numerous times to make sure everything was going fine with our claim.

Larry Elkins
One phone call to the toll free claim number and a service man showed up at my brothers home and did the necessary repairs to my motorhome. Very efficient and great service. Thanks!

Thomas & Patricia Flees
Woody is always helpful in educating me on all my insurance needs. I feel comfortable that I have the right coverage without being under or over-insured.

G&L Quick Lube
I was very impressed and pleased with the whole claims process. Our claims adjuster was very efficient. I didn't feel as though we had to cut through a lot of red tape, which was a pleasant surprise.

Lake Side Family Dentistry