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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Tripp & Associates Insurance Agency agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Tripp & Associates Insurance Agency

406 E Winona Avenue
Warsaw, IN 46580
Main office: 574-269-3500
Toll free: 800-407-4247
Fax: 574-269-4363

Our Providers

Testimonials

We have been very happy with the staff at Tripp & Associates. They have always been very courteous and helpful when we have had questions.

Frank & Deb Sapper
Your staff is very courteous, helpful and prompt. I really appreciate your agency.

Chris & Lisa Reed
After my first visit, they knew me by name and were very helpful in filing bills and answering questions.

Ronald & Deborah Hudson
I was very pleased with how quickly and hassle-free everything was handled.

Gene & Sue Swank
Whenever we called we never felt that we were being a pest. The staff was always willing to help.

Gary & Bonnie Nieter
All of the staff conducted themselves in a manner that indicated that they wanted to help. I've been with your agency for over 20 years now and I've been nothing but satisfied the whole time.

Jonathan Scripture
The staff is always courteous, helpful and very knowledgeable.

George & Martha Klinger
The staff was very courteous and helpful. The claims adjuster was courteous and prompt. The insurance agent was very helpful and called numerous times to make sure everything was going fine with our claim.

Larry Elkins
One phone call to the toll free claim number and a service man showed up at my brothers home and did the necessary repairs to my motorhome. Very efficient and great service. Thanks!

Thomas & Patricia Flees
Woody is always helpful in educating me on all my insurance needs. I feel comfortable that I have the right coverage without being under or over-insured.

G&L Quick Lube
I was very impressed and pleased with the whole claims process. Our claims adjuster was very efficient. I didn't feel as though we had to cut through a lot of red tape, which was a pleasant surprise.

Lake Side Family Dentistry